Vibe Checking from Nassau Financial is the perfect first account for teens and young adults ready to take control of their money. Designed for ages 12 and up, it helps build smart financial habits with real-world tools and guidance. Members earn an impressive 5.00% APY on balances up to $1,500, giving young savers a rewarding start as they learn to manage their own funds.

Every account comes with a free debit card for convenient spending, plus access to the Grown Financial App—a fun, interactive way to learn budgeting, saving, and responsible money management. With no monthly maintenance fee listed and full access to mobile banking, online banking, remote check deposit, bill pay, and shared branches and ATMs, Vibe Checking makes banking simple, modern, and empowering.

It’s a safe, supportive way for young members to build confidence and gain real financial independence—backed by the trusted service of Nassau Financial Federal Credit Union.