What's My Insurance Claim Really Worth? Understanding Your Payout You’ve been paying your insurance premiums diligently for years. Then, the unexpected happens - a pipe bursts, a tree falls on your roof, or a kitchen fire damages your home. You file a claim, confident that you're covered. But when the adjuster's report comes in, the final payout number might leave you confused. How much does your insurance company actually owe you when you have a covered loss? The answer, contrary to what many believe, is
When you experience a devastating property loss from a fire or a major water leak, your world is turned upside down. Your first instinct is to call your insurance company, expecting them to take care of everything. But what most homeowners don't realize is that an insurance policy is a contract that requires you to perform specific actions after a loss. It’s true. Buried in your policy is a clause titled “Your Duties After Loss.” Failing to follow these duties is one of the most common, and
Don't Leave Money on the Table: Why a Public Adjuster is Your Secret Weapon in a Property Insurance Claim When disaster strikes your home or business, the path to recovery can feel overwhelming. Filing a property insurance claim, a process meant to provide a lifeline, often becomes a daunting and complex ordeal. Amidst the stress of dealing with damage, many policyholders are unaware of a crucial advocate who can be in their corner: a public adjuster. If you've ever wondered what a public adjuster is and
