Joel has been working in the Insurance industry since 1989. He holds a B.S. degree in business from the C.W. Post campus of Long Island University. Upon graduating, he held the positions of senior underwriter for Aetna Life and Casualty, Senior Multi-National Underwriter for AIG. and later became an Independent Insurance Agent. Joel joined Brooks-Waterburn in 2001 as Commercial Lines Manager and became Vice President in 2004. Joel is co-creator of the “Laundromat Success Program”, Brooks-Waterburn’s premier industry program for Laundromat owners nationwide. He is also the current president and founder of a local BNI chapter. 

In his free time, he enjoys traveling, cooking, dining out and entertaining with his wife, two children and friends. He is a former VP of a local youth soccer league, a member of his community chamber of commerce and attends many local civic meetings to address topics within the community.

Suzanne is the owner and creative photographer of Inspired by CJA Photography.  Specializing in newborn, child and family photography, her goal is to capture the most memorable moments in family life. 

Suzanne is a Farmingdale resident and currently serves as a Trustee on the Farmingdale School Board of Education in addition to serving on many various committees in the Farmingdale community.  

Kathy Lively has lived in the Farmingdale community for over 35 years.  Throughout these years, she has volunteered her time in many community organizations, advocating for our students and the Farmingdale community.  She currently serves on many committees as a Trustee on the Farmingdale Board of Education and as Executive Vice President on Farmingdale Youth Council.  Kathy is proud to be a Daler!  

As a accomplished banker, I have had several unique experiences that have enhanced my skills and broadened my knowledge level. My objective is to network with other professionals, to attain more knowledge of the banking industry and other industries. I continue to be a provider of financial solutions for my clients and a coach to my staff. I look forward to ongoing relationships within my professional network and developing new relationships.